Raquel Welch is truly one of the most beautiful women to ever grace this planet. However, with all the attention on her looks and acting career, many people haven’t heard her speak from the heart.
That’s why, when I found her appearance on *The Dick Cavett Show*, I noticed something surprising…
First, let’s appreciate just how stunning and elegant Raquel Welch was in the early 1970s. She had no hair extensions, no Botox, and her natural hair color, without a tattoo in sight. She had a full figure, an intriguing personality, and a sharp mind. In my opinion, Welch is one of the most beautiful women to ever appear on screen.
### Underrated Genius
In a captivating 1972 interview on *The Dick Cavett Show*, Welch’s timeless beauty and elegance were clear. At about 32 years old, she radiated charm as she settled into the chair across from Dick Cavett.
The American television host, who ran *The Dick Cavett Show* from 1968 to 1988, was a skilled interviewer. He interviewed many famous film directors like Welles, Hitchcock, De Palma, and Scorsese, making each interview feel like a lesson in film.
Cavett had a talent for making his guests feel comfortable, drawing out engaging and thoughtful conversations. This interview showed Raquel in a way many had never seen — beyond her famous looks, revealing things I didn’t know about her.
### Broke Her Wrist
Welch’s appearance on *The Dick Cavett Show* was partly to promote her latest film, *Kansas City Bomber*.
In the movie, she played roller derby skater K.C. Carr — a woman trying to balance her desire for a happy personal life with her dreams of success.
The film featured many intense scenes from the matches, and according to Raquel, she performed most of her own stunts, which took a toll on her.
Raquel explained that she had to learn how to skate from the ground up for the role. The professional skaters in the film used a track with banked turns at a 45-degree angle, which made it even more difficult.
One day while practicing, she broke her wrist, causing the production to delay filming for about eight weeks.
“I had a lot of aches and pains for a long time,” Welch admitted.
### Recognize the Dress?
Those with sharp eyes might remember Welch’s stunning blue dress from her interview with Cavett. It was the same iconic gown she wore to the Oscars just a few months earlier. Talk about a fashion statement!
Raquel was ahead of her time in recycling outfits, and her Oscars gown wasn’t the only piece she repurposed. The beautiful dress she wore to the premiere of *The Godfather* was also the same one she wore at Elizabeth Taylor’s 40th birthday celebration in Budapest back in 1972.
Who knew Raquel was such a trendsetter long before it became a popular term?
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By the way, did you know that Welch’s wardrobe for public events was very different from her personal style? People always expected her to maintain her glamorous image, and she did so perfectly. However, when she wasn’t on the red carpet, Welch preferred simple pantsuits and comfortable clothing.
### Humorous Anecdote
For decades, Welch has been known as a sex symbol, with a lot of focus on her beautiful body. Yet, few people have had the chance to hear her talk openly, especially on serious topics that show her depth beyond her famous image.
During her time on *The Dick Cavett Show*, the *One Million Years B.C.* star discussed the difference between her glamorous on-screen persona and her real-life experiences. The conversation included her public image and the expectations placed on her as a female actress in a male-dominated sport.
Raquel shared a funny story from her experience promoting *Kansas City Bomber*, recalling an interesting press conference with sports writers.
“I had a really interesting press conference when I first came into town to promote the film with all the sports writers. They said, ‘You know, you’re a nice-sized lady and all that, but you’re not exactly what I expected.’ I replied, ‘I know I always seem to disappoint people if I walk in the door and the door hinges don’t splinter off, like I should come in with a machete or something.’”
Some people who saw her in person were surprised by her size—she is only 5 feet 5½ inches tall with a small-boned frame, elegantly complemented by broad shoulders and beautiful olive skin.
Dick Cavett then adds, “I know people walked in and looked at you, and their reaction was, ‘There’s an attractive woman.’ But many didn’t realize it was you, even though they had seen you on screen.”
### “Downright Intoxicating”
Many viewers who watched the interview later (available on YouTube) have commented on Raquel Welch’s lovely voice. It seems some have forgotten about it because of the strong focus on her stunning images and posters over the years.
One YouTube user commented, “She becomes even more attractive when she speaks, downright intoxicating!”
Another commenter added, “I love the way she speaks; there is something unique and also time-stamped about it.”
Another viewer noted, “Raquel was not only stunning to look at; she had a wonderful voice and a captivating way of speaking.”
This detail shows that Raquel’s appeal went beyond just her looks; her voice added a special charm that still resonates with audiences today.
She was very articulate and well-spoken!
### Why Was Raquel Welch So Down-to-Earth?
Raquel Welch, who got her first name from a grandmother in Bolivia and her last name from a teenage marriage, described herself as a product of middle-class America.
She never forgot her roots and always stayed connected to the part of society that wasn’t filled with the glitz and glamour of Hollywood.
“I’m practical, but I also have dreams of how things ideally should be,” she once said.
In her private life, Welch was often seen in comfortable, loose-fitting sweaters and classic blue jeans, with just a touch of eye makeup. Even with her great fame, she had a sweetness and gentleness that made her feel easy to approach.
During her interview with Dick Cavett, Welch seemed very sweet, gentle, and down-to-earth.
### Suffered from Alzheimer’s Disease
Welch was truly one of the most beautiful women to ever appear on screen. Not even Kim Kardashian, with all her surgeries, could compare to her beauty.
Raquel was something special, and we should be thankful to have experienced her brilliance. Sadly, she passed away from cardiac arrest on February 15, 2023, at her home in Los Angeles, at the age of 82. At the time of her death, she was also battling Alzheimer’s disease.
Let’s remember this amazing woman through her wonderful interview with Dick Cavett — a moment when Raquel Welch was at the peak of her career. Share this story if you also admired Raquel Welch!
How to Own Your Dream Home
For most people, their first home isn’t their dream home. It starts off nice enough. But as time goes by and your family grows, starter homes tend to get a little . . . cramped.
But don’t hate on your current home too much. Because while it gave you a safe and dry place to lay your head at night, it was also setting you up to own your dream home someday.
We’ll show you how it all works and walk you through the steps that’ll get you in your dream home—one you can actually afford!
How to Get Your Dream Home in 5 Steps
Here are the steps:
- Follow the Financial Basics
- Find Out How Much Equity You Have
- Set Your New Home-Buying Budget
- Find the Right Dream Home for You
- Be Picky and Patient
Now let’s cover each step in more detail.
Step 1: Follow the Financial Basics
First thing’s first—you have to get out of debt, get on a budget, and build up an emergency fund of 3–6 months of expenses. Sounds pretty basic, right? If you haven’t completed these steps, then you’re not ready to upgrade to your dream home . . . yet.
Now, when you’ve got house fever, it can be hard to focus on paying off debt or saving an emergency fund before you upgrade your home—especially when you’re feeling the pressure of rising home prices and interest rates.
But whether it’s your second or third house, you should only buy a home when you’ve covered the financial basics we mentioned above. Then you’ll be ready to start the journey toward owning your dream house.
And that journey starts with your home equity. What’s equity? Well, we’re glad you asked . . . that brings us to the next step.
Step 2: Find Out How Much Equity You Have
Home equity is a pretty simple concept: It’s your current home’s value minus whatever you still owe on your mortgage.
See, in most cases, your home’s value increases over time. Similar to other long-term investments (like retirement accounts), homes gradually increase in value. There have been periods of ups and downs in the market to be sure, but the value of real estate has consistently gone up. According to the St. Louis Federal Reserve, the average sale price of a home has increased over 2,300% from 1965 to 2023! And in the last ten years (2013 to 2023), there’s been a 68% increase.1 As your home increases in value, so does your equity. In real estate terms, this is called appreciation.
Other factors that increase your home’s equity include:
- Added value: Home improvement projects like adding square footage, updating fixtures and appliances, or even just slapping on a new coat of paint can add value to your home.
- Mortgage paydown: Paying down your mortgage not only gets you out of debt faster, it also builds your equity. The less you owe on your home, the more equity you have.
The amount of equity you have gives you a pretty good idea of how much money you’ll end up with after selling your house. You can use that money to make a hefty down payment and cover the other costs that come with buying a home.
Find expert agents to help you buy your home.
So, how do you determine your home’s value? Well, you can get a ballpark estimate on real estate websites like Zillow, ask a trusted real estate agent to perform a competitive market analysis (which they’ll do anyway if they’re helping you sell your house), or get a professional appraisal.
Finding out your home’s equity will involve a little math, but it’s third-grade-level stuff, so don’t sweat it.
Here’s what we mean. Let’s say your home’s current value is $355,000. When you sell that house, you’ll have to pay for between 1–3% of the sale price in closing costs, another 6% in fees for the real estate agent who helped you sell it, and whatever’s left to pay off on your mortgage.
That means you can estimate clearing over $223,000 from selling your house. That’s a killer down payment on your dream home! And if your home is paid off, that’s even more money to put down and use to pay for things like repairs and moving expenses.
Step 3: Set Your Dream Home Budget
Once you know how much you’ll clear from the sale of your home, you can start making a budget for your dream home.
The key to owning your dream home (instead of it owning you) is to keep your mortgage payment to no more than 25% of your take-home pay on a 15-year fixed-rate mortgage, along with paying a down payment of at least 20% to avoid private mortgage insurance (PMI). Never get a 30-year mortgage even if the bank offers it (and they will). You’d pay a fortune in interest—money that should go toward building your wealth, not the bank’s.
So, let’s say your take-home pay is $4,800 a month. That means your monthly mortgage payment shouldn’t be any bigger than $1,200. By the way, that 25% figure should also include other home fees collected every month with the mortgage payment like homeowners association (HOA) fees, insurance premiums and property taxes.
Plug your numbers into our mortgage calculator to see how much house you can afford.
And don’t forget to budget for all those other costs that come with the home-buying process in addition to your closing fees—things like moving expenses and any upgrades or repairs you might need to make. You don’t want these hidden costs to catch you off guard or drain your emergency fund.
Step 4: Find the Right Dream Home for You
This is where things get real. After all your hard work building up your equity (and doing a lot of math—don’t forget that), you’re finally ready to start the house hunt. Woo-hoo!
But don’t lose focus. Stay zoned in by making a list of features that make a home fit your budget, lifestyle and dreams—and stick to it throughout your house hunt. Here are a few ideas to get you started.
- Don’t compromise on location and layout. If you plan to be in this home for the long haul, an out-of-the-way neighborhood or a wacky floor plan is a deal breaker. Look for a community and layout that’ll suit your lifestyle now and for years to come.
- Think about how much space your family needs. While your budget has the final say about how much home you buy, you’ll want your dream home to fit your family’s needs through different life seasons.
- Consider the school districts. If you have or want kids, the quality of the nearby school districts is probably already on your mind. But even if you don’t have kids or you’re retired, keep in mind that having good schools nearby could increase your home’s value.
- Look for a house that’ll grow in value. Are home values rising in the area? Is the number of businesses going up? These factors can help you figure out whether your dream home will turn into a good investment.
- Count the costs. Want that fancy master bathroom with the multiple showerheads and the Jacuzzi tub? Be clear on what’s a must-have and what’s nice to have. And don’t forget, upgraded features like that will make your dream home more expensive.
Step 5: Be Picky and Patient
We know you’re anxious to get into those new digs, but be patient. Wait for the right house at the right time. Don’t spend your money on a less-than-ideal home just because you’re tired of looking.
The key is finding a good real estate agent who understands your budget and refuses to settle for “good enough.” They’re as committed to your dream as you are and will have your back throughout the entire process, no matter what it takes.
In addition to teaming up with a great real estate agent, you can take a couple of extra steps to make sure you’re ready to strike as soon as the right home comes up:
- Get preapproved for a 15-year fixed-rate mortgage. Having preapproved financing is a green flag for sellers—especially in multiple offer situations. And because this puts most of your information in the lender’s system, you’ll be on the fast track to closing once your offer is accepted.
- Offer earnest money with your bid. Earnest money is a deposit to show you’re truly interested in a home. Usually it’s 1–2% of the home’s purchase price and it’s applied to your down payment or closing costs. Even if the deal falls through, you can almost always get most of it back.
Find a Real Estate Expert in Your Local Market
Now, you might be thinking you have some work to do before you’re ready to find your dream home. Or you may be realizing your years of hard work are about to pay off! Regardless, if you follow these steps, you’ll find the house you’ve always wanted and avoid a purchase you’ll regret.
Once you’re ready, connect with one of our RamseyTrusted real estate agents. These are high-performing agents who do business the Ramsey way and share your values so you can rest easy knowing the search for your dream home is in the right hands.
Find the only real estate agents in your area we trust, and start the hunt for your dream home!
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