My Late Mom Left Me a Trust Fund, but My Dad Took Money from It for His Stepdaughter — I Finally Retaliated

My mom was my everything, and when cancer took her, she left me memories and a lifeline — a trust fund meant for my future. When my dad greedily started using it for his stepdaughter, it felt like he was erasing Mom’s memory piece by piece. I couldn’t let him take what was left of her or me.

There’s this thing about losing someone you love — you carry the weight of it forever, even if it doesn’t show. I lost my mom to breast cancer when I was ten. One day, she was there, brushing my hair and humming to some old rock song, and the next, she was gone. Just like that.

A grieving young woman mourning before a loved one's grave | Source: Freepik

A grieving young woman mourning before a loved one’s grave | Source: Freepik

I remember our last conversation like it was yesterday. She was sitting on her hospital bed, her fingers weakly running through my hair.

“Promise me something, baby girl,” she whispered.

“Anything, Mom,” I said, trying to hold back my tears.

“Promise me you’ll never let anyone dim your light. You’re so special, Iris. So incredibly special.”

A sad woman sitting on a hospital bed | Source: Pexels

A sad woman sitting on a hospital bed | Source: Pexels

She didn’t leave me with much — just a few photos, the smell of her favorite vanilla perfume lingering on her scarves, and a trust fund she set up for me before she passed.

“This is for Iris,” she’d told my dad and my grandparents. “For her education and her future. Promise me she’ll always have it.”

They promised. My dad promised too. But promises don’t mean much when someone’s not around to hold you to them.

A trust agreement on a table | Source: Midjourney

A trust agreement on a table | Source: Midjourney

My dad remarried two years later. His new wife, Marianne, came with her own baggage: a twelve-year-old daughter named Emily.

I didn’t mind at first. Mom was gone, and I thought maybe this could be a new chapter.

But I quickly learned how things would work in our house: Emily first, Marianne second, Dad somewhere in the mix, and me? Not even in the picture!

An annoyed girl | Source: Pexels

An annoyed girl | Source: Pexels

It started small. Once, our fridge and shower broke at the same time. Dad took money from the trust fund without my permission to fix them.

“I’ll pay it back,” he said like it was no big deal. A week later, he bought Emily a MacBook for her birthday. On mine? A $100 gift card.

It wasn’t the money — it was the message.

Over the years, he kept dipping into the fund for car repairs, home renovations, and things that had nothing to do with me. “It’s just temporary,” he’d always say. But the withdrawals kept piling up, and the “temporary” excuses wore thin.

A frustrated teenage girl | Source: Pexels

A frustrated teenage girl | Source: Pexels

By the time I got to college, I didn’t need the money for tuition because of my scholarship. That didn’t stop him from finding new ways to use it, though. Every time I brought it up, he brushed me off. “Don’t stress, Iris. It’s safe.”

Safe. Right.

“You understand, don’t you, Iris?” That’s what he’d always say when something I needed got pushed aside for Emily. New clothes for her pageant? Sure. My vacation? Maybe next year. It stung, but I swallowed it down.

But the swallowing got harder.

I’ll never forget the day I realized how much of Mom’s trust fund was gone. It was late one night during my final year of college. I’d overheard Emily talking to her friends about how “Daddy” was covering the cost of her new car. My stomach twisted as I thought about the fund.

A delighted woman talking on the phone | Source: Midjourney

A delighted woman talking on the phone | Source: Midjourney

“Can you believe it?” Emily squealed through the thin walls. “A brand new BMW! Daddy said I deserve it for making it to nationals!”

My hands trembled as I sat at my desk, memories of Mom’s words echoing in my head: “This is for Iris. For her future.”

It had been years since I’d seen the account. My dad had told me not to “stress over it.” But now, something felt off, and I decided to check it.

I logged into the account, and my heart sank. The numbers didn’t make sense. Thousands were missing. Pageant fees. A water heater. Emily’s car. Every withdrawal was like a punch in the gut.

A woman using a laptop | Source: Pexels

A woman using a laptop | Source: Pexels

By the time I closed my laptop, my hands were shaking. This wasn’t just money. It was Mom’s legacy. She’d trusted Dad to protect it, and he’d drained it like it was his personal wallet.

I called my grandma the next morning.

“Sweetheart,” she said after I told her everything. “This has gone on long enough. You have to stand up to him.”

“I can’t breathe, Grandma,” I sobbed into the phone. “It feels like he’s erasing Mom piece by piece. Like he’s erasing ME.”

“Oh, my sweet girl,” she whispered. “Your mother would be furious right now. She fought so hard to make sure you’d be taken care of.”

“I know,” I cried, my throat tight. “I trusted when he said he’d put the money back. But he’s only been draining Mom’s hard-earned money.”

A worried older woman talking on the phone | Source: Midjourney

A worried older woman talking on the phone | Source: Midjourney

“Your mother was a fighter,” Grandma added. “And so are you. It’s time to show them that.”

“I will when the right time comes,” I said, my heart heavy as I hung up.

It all came to a head a week later. Graduation was around the corner, and I was finally ready to celebrate after four years of sleepless nights and busted printer deadlines. I called Dad and told him I was graduating on December 20th. I could hear the pause on the other end of the line, long enough for my stomach to drop.

A woman calling her father | Source: Midjourney

A woman calling her father | Source: Midjourney

“Oh, December 20th?” he said finally. “That’s when Emily’s pageant is. We’ve already made plans.”

“You’re missing my graduation for a pageant?”

“Ah, c’mon, Iris. Graduation’s not a big deal. You’ll have more of those. But this pageant? It’s her chance to shine.”

I didn’t even realize I was gripping my phone so hard until my fingers started to hurt. “You’re kidding, right?”

A woman engrossed in a phonecall | Source: Pexels

A woman engrossed in a phonecall | Source: Pexels

I heard Marianne chime in, her tone dripping with condescension from the background. “Don’t be selfish, Iris. Graduations happen all the time. Emily’s pageant is once-in-a-lifetime.”

“Selfish?” I spat. “Dad, this isn’t about being selfish. This is about you choosing Emily over me. Again.”

“That’s not fair —” he protested.

“Not fair? You want to talk about fair? When was the last time you chose me? When was the last time you even saw me?”

A man on a phonecall | Source: Midjourney

A man on a phonecall | Source: Midjourney

“Of course I see you, Iris.”

“No, you DON’T!” The words burst out of me like a dam breaking. “You see Emily. You see her pageants and her dance recitals and her EVERYTHING. But me? I’m just the ghost in the corner. Mom’s leftover that you don’t know what to do with.”

“Iris, that’s enough!”

“No, it’s not enough! It’s never been enough!” I cried, years of hurt pouring out. “Do you know what Mom’s last words to me were? She made me promise not to let anyone dim my light. But you’ve been doing exactly that for years, Dad. Years!”

A furious woman talking on the phone | Source: Pexels

A furious woman talking on the phone | Source: Pexels

He sighed like I was being unreasonable. “We’ll celebrate when we’re back. I promise.”

The word “promise” hit me like a slap. “Your promises don’t mean anything anymore,” I whispered. “They haven’t since Mom died.”

I hung up without saying goodbye. My grandparents, at least, showed up for my graduation. Seeing their proud faces in the crowd made the day feel a little less lonely. They hugged me so tightly afterward, reminding me that someone still cared. I was happy, but I had one last thing to do.

A heartbroken woman | Source: Midjourney

A heartbroken woman | Source: Midjourney

The next day, I walked into Dad’s office with the account statements in hand. My stomach was doing backflips, but I couldn’t let that stop me.

“We need to talk,” I said, shutting the door behind me and dropping the papers on his desk.

Dad looked up from his computer, frowning. “What’s this?”

“The trust fund statement. Mom’s trust fund. The one you’ve been draining for years.”

His face paled, but he tried to play it off. “Iris, come on. Everything I’ve spent was for the family. You’ve never needed it. You had a scholarship.”

“That money wasn’t for the family,” I cut in. “It was for ME. For MY future. And you spent it on Emily. Don’t even try to deny it. The statements don’t lie.”

A stack of documents on a table | Source: Midjourney

A stack of documents on a table | Source: Midjourney

“You don’t understand what it’s like,” he stood up, his voice rising. “Being a father, trying to blend two families —”

“And you don’t understand what it’s like watching your father erase every trace of your mother!” I shot back. “That money was the last thing she could give me, and you treated it like your personal ATM!”

He leaned back in his chair, his jaw tightening. “I did what I had to do.”

“No,” I said, standing my ground. “You did what was convenient for you. And now you’re going to pay it back. Every penny.”

His laugh was bitter. “And if I don’t?”

“Then I’ll sue you.”

A woman crossing her arms and pointing her finger at someone | Source: Pexels

A woman crossing her arms and pointing her finger at someone | Source: Pexels

The room went silent. For the first time in my life, I saw real fear in his eyes.

“You wouldn’t,” he said finally.

“Mom always said I had her backbone,” I replied. “Maybe it’s time you remembered that.”

The fallout was as messy as I expected. My stepmom and stepsister called me, yelling through the phone. “How could you do this, Iris?” Marianne’s voice was shrill like I had personally burned their house down.

“Do what?” I said, gripping my phone tighter. “Stand up for myself? Demand the respect I’ve never gotten from you people?”

An annoyed senior woman | Source: Midjourney

An annoyed senior woman | Source: Midjourney

“Don’t make this about you,” she snapped. “You’re punishing us because we couldn’t be in two places at once. You know how much Emily’s pageant meant to her!”

“And my graduation didn’t mean anything to you,” I fired back. “I’ve had enough, Marianne. I’m done.”

“How dare you? After everything we’ve done for you?”

“Done for me?” I laughed hollowly. “What exactly have you done except try to replace everything about Mom?”

A young woman laughing | Source: Midjourney

A young woman laughing | Source: Midjourney

“I tried to be a mother to you!”

“No,” I snapped. “You tried to erase my mother. There’s a difference.”

She called me a “selfish” brat. But I didn’t back down.

Under the U.S. law, she and Dad had no leg to stand on. My grandparents helped me draft the legal documents, and by the time I handed them over, Dad knew he was out of options.

A month later, the money was back in my account. They’d taken out loans to do it, but that wasn’t my problem. I moved out the next week and settled into my grandparents’ house temporarily. It felt good to be somewhere warm and safe for once.

A woman with a suitcase and bag | Source: Pexels

A woman with a suitcase and bag | Source: Pexels

“You’ve always been stronger than you think, Iris,” Grandma said one night as we sat on the porch. She wrapped her cardigan around my shoulders, and it smelled like Mom’s vanilla perfume.

“I didn’t feel strong,” I admitted, staring at the stars. “I just felt angry.”

“Sometimes, anger is what we need to get moving,” she said with a smile. “Your mother… she knew this might happen, you know. That’s why she made us promise to watch over you.”

“She did?”

“Oh yes. She said, ‘My Iris might bend, but she’ll never break.’ She knew exactly who you were, sweetheart.”

I handed her a check the next day, a portion of the repaid money. She tried to refuse it, but I insisted. “You and Grandpa have done more for me than anyone else ever has. Please. Let me do this.”

A woman holding a check | Source: Midjourney

A woman holding a check | Source: Midjourney

She hugged me so tightly that I thought I might break. “We’re so proud of you. And your mom… oh, she would be over the moon.”

With the rest of the money, I enrolled in grad school and got my own apartment. It wasn’t fancy, but it was mine.

One night, as I unpacked some boxes, I came across an old photo of Mom and me. She was holding me in her lap, her smile soft and warm.

“I did it, Mom,” I whispered, running my fingers over the photo. “I kept my promise. I didn’t let them dim my light.”

A woman holding an old photograph | Source: Midjourney

A woman holding an old photograph | Source: Midjourney

My phone buzzed with a message from Dad. But I didn’t open it.

Instead, I texted Grandma: “I think I’m finally free.”

Her reply was immediate: “You are, sweetheart. You are. Your mother is probably dancing in heaven right now.”

I set the phone aside and smiled, my eyes misty. For the first time in years, I felt like I was finally living for me. Living how Mom had always wanted me to… bright and unafraid.

An emotional young woman | Source: Midjourney

An emotional young woman | Source: Midjourney

This work is inspired by real events and people, but it has been fictionalized for creative purposes. Names, characters, and details have been changed to protect privacy and enhance the narrative. Any resemblance to actual persons, living or dead, or actual events is purely coincidental and not intended by the author.

The author and publisher make no claims to the accuracy of events or the portrayal of characters and are not liable for any misinterpretation. This story is provided “as is,” and any opinions expressed are those of the characters and do not reflect the views of the author or publisher.

When I Got Home Early from Work, My Husband Offered to Give Me a Foot Massage – It Felt Suspicious, and I Was Right

I got home early, and Greg greeted me with an unusual smile and an offer to massage my feet—something he’d never done before. I wanted to believe it was kindness, but a faint click from the bathroom told me the truth: my husband was hiding a devastating secret.

It all started six years ago. I was 29, fresh out of a long-term relationship, and feeling like I’d never find someone again.

A sad young woman deep in thought | Source: Pexels

A sad young woman deep in thought | Source: Pexels

Then, one evening, Greg walked into my life. I was sitting at a bar, nursing a glass of wine after work, when he strolled over with that confident, easy smile of his.

“Mind if I sit here?” he asked, gesturing to the stool beside me.

He was tall, handsome, and had a twinkle in his eye. He was the kind of guy who seemed like he had the whole world figured out. I smiled shyly and nodded.

A man in a bar | Source: Pexels

A man in a bar | Source: Pexels

He sat down and immediately started talking. “You look like you’ve had a long day. Let me guess—accountant?”

I laughed. “Close. Marketing.”

“Ah, I knew it. You’ve got that creative, problem-solving vibe,” he said, grinning.

From that moment, I was hooked. Greg had a way of making me feel seen, like I was the most interesting person in the room. We started dating, and within a year, we were married.

A woman leaning against a man who's smiling while working on his laptop | Source: Pexels

A woman leaning against a man who’s smiling while working on his laptop | Source: Pexels

At first, it was perfect. He was funny, charming, and affectionate. He made me feel like I could do anything. I thought he brought out the best in me.

But as time went on, little things started to bother me. Greg didn’t want kids. He said it wasn’t the right time, but I knew deep down he’d never change his mind. It broke my heart because I had always dreamed of a big family.

A sad woman with her back turned to a distraught man | Source: Pexels

A sad woman with her back turned to a distraught man | Source: Pexels

And then there was his tendency to prioritize everyone else over me. His brother needed help moving? Greg was there. His friends wanted to hang out? He’d cancel our plans without a second thought. I told myself it was just who he was, but it hurt.

Over the years, our marriage settled into something… quiet. Too quiet. The spark that had once been there was gone. We were more like roommates than a couple.

A woman talking to her husband in the corridor | Source: Pexels

A woman talking to her husband in the corridor | Source: Pexels

That evening, I got home early from work for the first time in weeks. I was exhausted after back-to-back meetings and just wanted to kick off my heels and relax.

When I walked in, Greg was waiting for me by the door. He had this huge grin on his face, the kind that made his dimples show.

“Long day?” he asked, leaning in to kiss my cheek.

“Yeah,” I said, dropping my bag on the console table. “Exhausting.”

A tired woman | Source: Pexels

A tired woman | Source: Pexels

“Perfect,” he said, clapping his hands together. “Why don’t you sit down? I’ll give you a foot massage.”

I blinked. Greg? Offering a foot massage? He usually groaned when I asked him to hand me the remote.

“Are you serious?” I asked, raising an eyebrow.

“Of course,” he said, guiding me to the couch. “You deserve to be pampered.”

A couple kissing at home | Source: Pexels

A couple kissing at home | Source: Pexels

Too tired to argue, I let him slip off my shoes. His hands were surprisingly gentle as they worked on my aching feet.

“This is… nice,” I said hesitantly.

He laughed, a little too loudly. “Can’t a guy spoil his wife without it being suspicious?”

I forced a smile but couldn’t shake the feeling that something was off. This wasn’t Greg. At least, not the Greg I’d been living with for the past few years.

A serious woman sitting in her living room | Source: Midjourney

A serious woman sitting in her living room | Source: Midjourney

Then, I heard a faint click coming from down the hall.

I sat up straight. “Did you hear that? Like the bathroom door…”

Greg laughed nervously. “Must be the pipes. You know how this old house is.”

My stomach tightened. “Greg, what’s going on?”

“Nothing!” he said, his voice pitching higher than usual. “You’re just tired. Sit down, relax…”

A nervous man in his living room | Source: Midjourney

A nervous man in his living room | Source: Midjourney

Ignoring him, I got up and walked toward the bathroom.

“Wait!” he called after me, panic creeping into his voice. “Where are you going?”

The hallway felt longer than usual as I made my way toward the bathroom. My pulse pounded in my ears, each step making my unease grow.

A woman walking along a corridor | Source: Midjourney

A woman walking along a corridor | Source: Midjourney

When I flung the bathroom door open, the air hit me first. It was warm and humid, like someone had just stepped out of the shower. The mirror was slightly fogged.

My heart pounded as I scanned the room. That’s when I saw it: a tube of crimson lipstick lying on the counter.

I picked it up, holding it in front of him as he approached hesitantly. “Whose is this?”

Greg’s face turned pale. “Uh… it’s yours?”

An angry woman holding her lipstick | Source: Midjourney

An angry woman holding her lipstick | Source: Midjourney

“Don’t insult me,” I snapped. “You know I don’t wear this color.”

Before he could respond, a muffled sneeze came from the bedroom.

My breath caught. I looked at Greg, who was visibly sweating now.

“Care to explain that?” I asked, my voice icy.

A couple arguing in their home | Source: Pexels

A couple arguing in their home | Source: Pexels

He stammered, “It’s nothing. Really. I swear…”

I didn’t wait to hear the rest. With my heart racing, I headed for the bedroom.

Greg scrambled behind me, his voice rang out, desperate. “Wait, don’t!”

Ignoring him, I flung the closet door open.

An angry woman opening her closet | Source: Midjourney

An angry woman opening her closet | Source: Midjourney

A woman crouched there, clutching a pair of high heels to her chest. She looked startled, like a deer caught in headlights. Her hair was mussed, and she was wearing a silk robe that I instantly recognized as mine.

I stared at her, my mind reeling. “Who are you?” I demanded, my voice sharper than I’d ever heard it.

An angry woman shouting at her husband's mistress | Source: Midjourney

An angry woman shouting at her husband’s mistress | Source: Midjourney

She stood up slowly, her face flushing red. “This isn’t what it looks like,” she said, brushing at the robe like that would somehow make everything better.

Greg stepped into the room, his hands raised like he was trying to calm a wild animal. “Honey, please, let me explain.”

An apologetic man holding his hands up | Source: Freepik

An apologetic man holding his hands up | Source: Freepik

I turned on him, the fury rising in my chest. “Explain? Explain what, Greg? That there’s a strange woman hiding in our bedroom? Wearing my robe?” I gestured to the woman, who was now fidgeting awkwardly.

“Listen, I didn’t mean for you to find out like this,” the woman said weakly.

A shocked woman sitting in bed | Source: Midjourney

A shocked woman sitting in bed | Source: Midjourney

“Find out what?” I snapped, my voice shaking. “That my husband is a lying cheat? That he brings his little girlfriend here when I’m at work? Don’t try to defend him!”

“Babe, please, don’t do this,” Greg begged, stepping closer to me.

“Don’t you dare call me ‘babe,'” I hissed, stepping back. “You think you can sweet-talk your way out of this? Pack your things and go. Now. Both of you.”

An angry woman in her bedroom | Source: Midjourney

An angry woman in her bedroom | Source: Midjourney

The woman looked at Greg, wide-eyed. “I thought you said she wouldn’t be home.”

My stomach churned at her words, but I refused to let the tears fall. I turned back to Greg. “Get her out of my house. And don’t bother coming back.”

Greg held his hands up in surrender. “Just give me a chance to explain—”

“Leave!” I shouted, my voice echoing off the walls.

A woman shouting in her bedroom | Source: Midjourney

A woman shouting in her bedroom | Source: Midjourney

The woman grabbed her shoes and scurried out of the room. Greg hesitated for a moment, his mouth opening as if to argue. But when he saw the look on my face, he seemed to think better of it.

He left without another word, following her out the front door.

I stood in the middle of the bedroom, the weight of what had just happened pressing down on me. For a moment, I felt numb. But then something shifted.

A sad woman in the middle of her living room | Source: Midjourney

A sad woman in the middle of her living room | Source: Midjourney

This was my house. My life. And I wasn’t going to let Greg taint it any longer.

I grabbed a box from the garage and started packing his things. His clothes, his toiletries, even the stupid coffee mug he loved went into the box. I worked quickly, methodically, not letting myself dwell on the memories tied to each item.

As I was finishing up, I called my brother. “Can you come over?” I asked, my voice steady but tired.

A tired woman looking at her phone | Source: Pexels

A tired woman looking at her phone | Source: Pexels

“Of course,” he said without hesitation. “What’s going on?”

“Greg’s gone,” I said simply.

My brother arrived half an hour later, his presence a welcome relief. He didn’t ask many questions, just hugged me and helped me carry Greg’s belongings to the front door.

By the time Greg returned the next night, I was ready.

A nervous man standing on a porch | Source: Midjourney

A nervous man standing on a porch | Source: Midjourney

He walked in, looking sheepish and hopeful. “Can we talk?” he asked softly.

I pointed to the pile of his belongings by the door. “No, Greg. We’re done.”

“Please, just hear me out—”

“I don’t want to hear it,” I said firmly. “Take your things and go.”

An angry woman standing in her doorway | Source: Midjourney

An angry woman standing in her doorway | Source: Midjourney

He stood there for a moment, as if he thought I might change my mind. When I didn’t, he sighed, grabbed his things, and walked out the door for the last time.

The next day, I filed for divorce. It felt strange, almost surreal, but also like a weight had been lifted off my shoulders.

Divorce papers on the table | Source: Pexels

Divorce papers on the table | Source: Pexels

Over the next few months, I started to reclaim my life. I redecorated the house, filling it with things that made me happy. I spent time with friends and family, people who reminded me of who I was before Greg came along.

It wasn’t easy. There were moments when I felt angry, hurt, and lonely. But each day, I felt a little lighter. A little freer.

A woman looking out of her window | Source: Pexels

A woman looking out of her window | Source: Pexels

One evening, as I sat in my newly redecorated living room, I looked around and realized something: I was happy. Truly happy.

Greg’s betrayal had been painful, but it had also been a wake-up call. I had spent so much time trying to make our marriage work that I’d forgotten my own worth. Now, I was finally putting myself first.

A tired woman in her office | Source: Pexels

A tired woman in her office | Source: Pexels

As I closed the chapter on my marriage, I felt hopeful for the future. Whatever came next, I knew I was strong enough to face it.

Liked this story? Consider checking out this one: When a charming stranger knocked on my door, mistaking me for the cleaning lady, I decided to play along. But what began as an amusing misunderstanding quickly unraveled into a shocking revelation.

This work is inspired by real events and people, but it has been fictionalized for creative purposes. Names, characters, and details have been changed to protect privacy and enhance the narrative. Any resemblance to actual persons, living or dead, or actual events is purely coincidental and not intended by the author.

The author and publisher make no claims to the accuracy of events or the portrayal of characters and are not liable for any misinterpretation. This story is provided “as is,” and any opinions expressed are those of the characters and do not reflect the views of the author or publisher.

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